@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,600;1,300;1,400&family=Jost:wght@300;400;500;600&display=swap');

:root {
  --navy: #1B2B4B;
  --navy-dark: #0f1d33;
  --navy-mid: #223660;
  --burgundy: #8B1A2B;
  --burgundy-light: #a8293c;
  --cream: #F8F5F0;
  --white: #ffffff;
  --text: #1a1a2e;
  --text-muted: #5a6070;
  --border: rgba(27,43,75,0.1);
  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body: 'Jost', 'Helvetica Neue', sans-serif;
  --transition: 0.26s ease;
  --shadow: 0 4px 20px rgba(27,43,75,0.08);
  --max-w: 1120px;
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: var(--font-body); color: var(--text); background: var(--white); font-size: 16px; line-height: 1.75; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
p + p { margin-top: 1rem; }

/* ── NAV ── */
nav { position: fixed; top: 0; left: 0; right: 0; z-index: 200; background: rgba(255,255,255,0.97); border-bottom: 1px solid var(--border); backdrop-filter: blur(10px); }
.nav-inner { max-width: var(--max-w); margin: 0 auto; padding: 0 2rem; height: 64px; display: flex; align-items: center; justify-content: space-between; }
.nav-left { display: flex; align-items: center; gap: 1.5rem; }
.nav-logo svg { height: 36px; width: auto; display: block; }
.nav-links { display: flex; align-items: center; gap: 1.6rem; }
.nav-links a { font-size: 0.7rem; font-weight: 500; letter-spacing: 0.13em; text-transform: uppercase; color: var(--navy); padding-bottom: 2px; border-bottom: 1.5px solid transparent; transition: all var(--transition); }
.nav-links a:hover, .nav-links a.active { color: var(--burgundy); border-bottom-color: var(--burgundy); }
.nav-actions { display: flex; gap: 0.6rem; align-items: center; }
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; background: none; border: none; }
.hamburger span { display: block; width: 22px; height: 1.5px; background: var(--navy); transition: all var(--transition); }
.mobile-menu { display: none; position: fixed; top: 64px; left: 0; right: 0; bottom: 0; background: var(--navy-dark); z-index: 199; padding: 2rem; overflow-y: auto; }
.mobile-menu.open { display: block; }
.mobile-menu a { display: block; color: var(--white); font-size: 1.05rem; padding: 1rem 0; border-bottom: 1px solid rgba(255,255,255,0.08); }
.mobile-menu .m-actions { margin-top: 1.5rem; display: flex; flex-direction: column; gap: 0.75rem; }

/* ── BUTTONS ── */
.btn { display: inline-block; font-family: var(--font-body); font-size: 0.7rem; font-weight: 500; letter-spacing: 0.12em; text-transform: uppercase; padding: 0.52rem 1.2rem; border-radius: 1px; transition: all var(--transition); cursor: pointer; border: none; white-space: nowrap; }
.btn-outline { border: 1.5px solid var(--navy); color: var(--navy); background: transparent; }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-primary { background: var(--burgundy); color: var(--white); border: 1.5px solid var(--burgundy); }
.btn-primary:hover { background: var(--burgundy-light); border-color: var(--burgundy-light); }
.btn-navy { background: var(--navy); color: var(--white); border: 1.5px solid var(--navy); }
.btn-navy:hover { background: var(--navy-mid); }
.btn-ghost { background: transparent; border: 1.5px solid rgba(255,255,255,0.38); color: var(--white); }
.btn-ghost:hover { background: rgba(255,255,255,0.1); border-color: rgba(255,255,255,0.65); }
.btn-white { background: var(--white); color: var(--burgundy); border: 1.5px solid var(--white); }
.btn-white:hover { background: transparent; color: var(--white); }
.btn-lg { font-size: 0.74rem; padding: 0.78rem 1.9rem; }

/* ── PAGE WRAP ── */
.page-wrap { padding-top: 64px; }

/* ── HERO (homepage) ── */
.hero { background: var(--navy-dark); color: var(--white); padding: 6.5rem 2rem 5.5rem; position: relative; overflow: hidden; }
.hero::before { content: ''; position: absolute; width: 640px; height: 640px; border-radius: 50%; top: -200px; right: -160px; border: 1px solid rgba(139,26,43,0.13); pointer-events: none; }
.hero::after { content: ''; position: absolute; width: 440px; height: 440px; border-radius: 50%; top: -80px; right: -60px; border: 1px solid rgba(139,26,43,0.07); pointer-events: none; }
.hero-inner { max-width: var(--max-w); margin: 0 auto; display: grid; grid-template-columns: 1.2fr 0.85fr; gap: 5rem; align-items: center; position: relative; }
.hero-eyebrow { font-size: 0.65rem; font-weight: 500; letter-spacing: 0.22em; text-transform: uppercase; color: var(--burgundy-light); margin-bottom: 1.1rem; }
.hero h1 { font-family: var(--font-display); font-size: clamp(2.6rem,4vw,3.7rem); font-weight: 300; line-height: 1.1; color: var(--white); margin-bottom: 1.4rem; }
.hero h1 em { font-style: italic; color: rgba(255,255,255,0.56); }
.hero-desc { font-size: 0.94rem; color: rgba(255,255,255,0.6); max-width: 430px; margin-bottom: 2.3rem; line-height: 1.88; }
.hero-btns { display: flex; gap: 0.8rem; flex-wrap: wrap; }
.hero-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5px; background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.08); }
.stat { background: rgba(15,29,51,0.8); padding: 2rem 1.6rem; text-align: center; }
.stat-num { font-family: var(--font-display); font-size: 2.8rem; font-weight: 600; color: var(--white); line-height: 1; margin-bottom: 0.3rem; }
.stat-num span { color: var(--burgundy-light); }
.stat-num small { font-size: 1.5rem; }
.stat-label { font-size: 0.63rem; font-weight: 500; letter-spacing: 0.16em; text-transform: uppercase; color: rgba(255,255,255,0.4); }

/* ── PAGE HERO (interior) ── */
.page-hero { background: var(--navy-dark); color: var(--white); padding: 4.5rem 2rem 4rem; position: relative; overflow: hidden; }
.page-hero::after { content: ''; position: absolute; width: 500px; height: 500px; border-radius: 50%; top: -200px; right: -100px; border: 1px solid rgba(139,26,43,0.1); pointer-events: none; }
.page-hero-inner { max-width: var(--max-w); margin: 0 auto; position: relative; }
.breadcrumb { font-size: 0.65rem; letter-spacing: 0.14em; text-transform: uppercase; color: rgba(255,255,255,0.3); margin-bottom: 1.4rem; }
.breadcrumb a { color: rgba(255,255,255,0.3); transition: color var(--transition); }
.breadcrumb a:hover { color: rgba(255,255,255,0.7); }
.breadcrumb span { color: var(--burgundy-light); }
.page-hero h1 { font-family: var(--font-display); font-size: clamp(2.2rem,3.5vw,3rem); font-weight: 300; line-height: 1.14; margin-bottom: 1rem; }
.page-hero h1 em { font-style: italic; color: rgba(255,255,255,0.55); }
.page-hero p { font-size: 0.94rem; color: rgba(255,255,255,0.58); max-width: 560px; line-height: 1.88; }

/* ── SECTIONS ── */
section { padding: 5.5rem 2rem; }
.section-inner { max-width: var(--max-w); margin: 0 auto; }
.sec-label { font-size: 0.65rem; font-weight: 500; letter-spacing: 0.2em; text-transform: uppercase; color: var(--burgundy); margin-bottom: 0.65rem; display: block; }
.sec-title { font-family: var(--font-display); font-size: clamp(1.9rem,3vw,2.65rem); font-weight: 400; color: var(--navy); line-height: 1.18; margin-bottom: 1rem; }
.sec-title em { font-style: italic; color: var(--burgundy); }
.sec-sub { font-size: 0.94rem; color: var(--text-muted); max-width: 560px; line-height: 1.88; }
.sec-header-row { display: flex; justify-content: space-between; align-items: flex-end; margin-bottom: 3rem; flex-wrap: wrap; gap: 1rem; }

/* ── HOW IT WORKS ── */
.how-bg { background: var(--cream); }
.steps { display: grid; grid-template-columns: repeat(4,1fr); border: 1px solid var(--border); }
.step { padding: 2.2rem 1.8rem; border-right: 1px solid var(--border); }
.step:last-child { border-right: none; }
.step-num { font-family: var(--font-display); font-size: 2.8rem; font-weight: 300; color: rgba(139,26,43,0.16); line-height: 1; margin-bottom: 0.8rem; }
.step-title { font-family: var(--font-display); font-size: 1.08rem; font-weight: 600; color: var(--navy); margin-bottom: 0.5rem; }
.step-desc { font-size: 0.84rem; color: var(--text-muted); line-height: 1.78; }

/* ── SERVICE CARDS ── */
.svc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2px; background: var(--border); }
.svc-card { background: var(--white); padding: 2.6rem 2.3rem; transition: background var(--transition); }
.svc-card:hover { background: var(--cream); }
.svc-tag { font-size: 0.61rem; font-weight: 600; letter-spacing: 0.17em; text-transform: uppercase; color: var(--burgundy); display: inline-block; margin-bottom: 0.85rem; padding: 0.22rem 0.65rem; border: 1px solid rgba(139,26,43,0.25); }
.svc-card h3 { font-family: var(--font-display); font-size: 1.6rem; font-weight: 400; color: var(--navy); margin-bottom: 0.85rem; line-height: 1.2; }
.svc-card p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.82; margin-bottom: 1.2rem; }
.svc-list { margin-bottom: 1.3rem; }
.svc-list li { font-size: 0.84rem; color: var(--text-muted); padding: 0.32rem 0 0.32rem 1.1rem; border-bottom: 1px solid rgba(27,43,75,0.07); position: relative; }
.svc-list li::before { content: '—'; position: absolute; left: 0; top: 0.45rem; color: var(--burgundy); font-size: 0.65rem; }
.learn-link { font-size: 0.67rem; font-weight: 500; letter-spacing: 0.12em; text-transform: uppercase; color: var(--burgundy); border-bottom: 1px solid rgba(139,26,43,0.3); padding-bottom: 1px; transition: border-color var(--transition); }
.learn-link:hover { border-color: var(--burgundy); }

/* ── WHY VN PILLARS ── */
.why-bg { background: var(--navy); }
.why-bg .sec-title { color: var(--white); }
.why-bg .sec-label { color: rgba(168,41,60,0.9); }
.why-bg .sec-sub { color: rgba(255,255,255,0.55); }
.pillars { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.5rem; margin-top: 3rem; }
.pillar { padding: 2.2rem 2rem; border: 1px solid rgba(255,255,255,0.08); transition: border-color var(--transition); }
.pillar:hover { border-color: rgba(139,26,43,0.4); }
.pillar-icon { width: 38px; height: 38px; border: 1px solid rgba(139,26,43,0.45); display: flex; align-items: center; justify-content: center; margin-bottom: 1.2rem; }
.pillar-icon svg { width: 17px; height: 17px; stroke: var(--burgundy-light); fill: none; stroke-width: 1.5; }
.pillar h3 { font-family: var(--font-display); font-size: 1.18rem; font-weight: 400; color: var(--white); margin-bottom: 0.6rem; }
.pillar p { font-size: 0.84rem; color: rgba(255,255,255,0.5); line-height: 1.82; }

/* ── CTA BAND ── */
.cta-band { background: var(--burgundy); color: var(--white); padding: 4rem 2rem; text-align: center; }
.cta-band h2 { font-family: var(--font-display); font-size: clamp(1.9rem,3vw,2.5rem); font-weight: 300; margin-bottom: 0.65rem; }
.cta-band h2 em { font-style: italic; }
.cta-band p { font-size: 0.93rem; opacity: 0.78; margin-bottom: 1.9rem; max-width: 520px; margin-left: auto; margin-right: auto; }
.cta-btns { display: flex; gap: 0.8rem; justify-content: center; flex-wrap: wrap; }

/* ── TWO-COL ── */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; align-items: start; }
.col-accent { background: var(--cream); padding: 2.8rem; border-left: 3px solid var(--burgundy); }
.col-accent p { font-size: 0.93rem; color: var(--text-muted); line-height: 1.88; }

/* ── PROCESS LIST ── */
.process-list { margin-top: 2rem; }
.process-item { display: grid; grid-template-columns: 52px 1fr; gap: 1.5rem; padding: 1.75rem 0; border-bottom: 1px solid var(--border); align-items: start; }
.process-item:first-child { border-top: 1px solid var(--border); }
.process-num { font-family: var(--font-display); font-size: 1.5rem; font-weight: 600; color: rgba(139,26,43,0.22); line-height: 1; padding-top: 0.15rem; }
.process-item h4 { font-family: var(--font-display); font-size: 1.12rem; font-weight: 600; color: var(--navy); margin-bottom: 0.3rem; }
.process-item p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.78; }

/* ── INFO BLOCKS ── */
.info-blocks { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.5rem; margin-top: 3rem; }
.info-block { padding: 2rem 1.75rem; border: 1px solid var(--border); }
.info-block h4 { font-family: var(--font-display); font-size: 1.1rem; font-weight: 600; color: var(--navy); margin-bottom: 0.6rem; }
.info-block p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.78; }

/* ── CALLOUT ── */
.callout { background: var(--navy); padding: 3.5rem; color: var(--white); margin: 3rem 0; }
.callout p { font-family: var(--font-display); font-size: clamp(1.25rem,2vw,1.65rem); font-weight: 300; font-style: italic; color: rgba(255,255,255,0.85); line-height: 1.6; }
.callout cite { display: block; margin-top: 1.25rem; font-family: var(--font-body); font-size: 0.68rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--burgundy-light); font-style: normal; }

/* ── FORM ── */
.form-bg { background: var(--cream); }
.form-wrap { display: grid; grid-template-columns: 1fr 1.5fr; gap: 5rem; align-items: start; }
.form-info h2 { font-family: var(--font-display); font-size: clamp(1.8rem,2.5vw,2.4rem); font-weight: 400; color: var(--navy); line-height: 1.2; margin-bottom: 1rem; }
.form-info p { font-size: 0.93rem; color: var(--text-muted); line-height: 1.88; }
.contact-item { padding: 0.75rem 0; border-bottom: 1px solid var(--border); display: flex; align-items: center; gap: 1rem; margin-top: 1.5rem; }
.contact-lbl { font-size: 0.65rem; letter-spacing: 0.13em; text-transform: uppercase; color: var(--text-muted); min-width: 55px; }
.contact-val { font-size: 0.93rem; color: var(--navy); font-weight: 500; }
.form-card { background: var(--white); padding: 2.5rem; border: 1px solid var(--border); box-shadow: var(--shadow); }
.form-card h3 { font-family: var(--font-display); font-size: 1.5rem; font-weight: 400; color: var(--navy); margin-bottom: 1.5rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-group { margin-bottom: 1.15rem; }
.form-group label { display: block; font-size: 0.67rem; font-weight: 500; letter-spacing: 0.1em; text-transform: uppercase; color: var(--navy); margin-bottom: 0.4rem; }
.form-group input, .form-group select, .form-group textarea { width: 100%; padding: 0.68rem 0.9rem; font-family: var(--font-body); font-size: 0.93rem; color: var(--text); background: var(--white); border: 1px solid rgba(27,43,75,0.2); border-radius: 1px; transition: border-color var(--transition); outline: none; appearance: none; -webkit-appearance: none; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { border-color: var(--burgundy); }
.form-group textarea { resize: vertical; min-height: 110px; }
.form-note { font-size: 0.78rem; color: var(--text-muted); margin-top: 0.75rem; }
.form-success { display: none; background: #edf7f0; border: 1px solid #6abf85; padding: 1rem 1.25rem; font-size: 0.9rem; color: #1e6b3a; margin-top: 1rem; border-radius: 1px; }

/* ── ABOUT ── */
.about-stat-row { display: grid; grid-template-columns: repeat(4,1fr); gap: 2px; background: var(--border); margin: 3rem 0; }
.about-stat { background: var(--white); padding: 2rem 1.5rem; text-align: center; }
.about-stat-num { font-family: var(--font-display); font-size: 2.6rem; font-weight: 600; color: var(--navy); line-height: 1; margin-bottom: 0.35rem; }
.about-stat-num span { color: var(--burgundy); }
.about-stat-label { font-size: 0.65rem; font-weight: 500; letter-spacing: 0.15em; text-transform: uppercase; color: var(--text-muted); }

/* ── AGENT BENEFITS ── */
.benefits-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1.5rem; margin-top: 2.5rem; }
.benefit { padding: 2rem 1.75rem; border: 1px solid var(--border); transition: border-color var(--transition); }
.benefit:hover { border-color: rgba(139,26,43,0.3); }
.benefit h4 { font-family: var(--font-display); font-size: 1.1rem; font-weight: 600; color: var(--navy); margin-bottom: 0.55rem; }
.benefit p { font-size: 0.87rem; color: var(--text-muted); line-height: 1.78; }
.benefit-num { font-family: var(--font-display); font-size: 2rem; font-weight: 300; color: rgba(139,26,43,0.18); line-height: 1; margin-bottom: 0.75rem; }

/* ── FOOTER ── */
footer { background: var(--navy-dark); color: rgba(255,255,255,0.5); padding: 4rem 2rem 2rem; }
.footer-inner { max-width: var(--max-w); margin: 0 auto; display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 3rem; padding-bottom: 3rem; border-bottom: 1px solid rgba(255,255,255,0.07); }
.footer-brand svg { height: 40px; margin-bottom: 1rem; display: block; }
.footer-brand p { font-size: 0.83rem; line-height: 1.82; max-width: 250px; }
.footer-col h4 { font-size: 0.63rem; font-weight: 600; letter-spacing: 0.17em; text-transform: uppercase; color: rgba(255,255,255,0.78); margin-bottom: 1.1rem; }
.footer-col a { display: block; font-size: 0.85rem; color: rgba(255,255,255,0.42); padding: 0.28rem 0; transition: color var(--transition); }
.footer-col a:hover { color: var(--white); }
.footer-bottom { max-width: var(--max-w); margin: 1.75rem auto 0; display: flex; justify-content: space-between; font-size: 0.75rem; flex-wrap: wrap; gap: 0.5rem; }

/* ── RESPONSIVE ── */
@media (max-width: 900px) {
  .nav-links, .nav-actions { display: none; }
  .hamburger { display: flex; }
}
@media (max-width: 1000px) {
  .hero-inner { grid-template-columns: 1fr; gap: 3rem; }
  .hero-stats { max-width: 420px; }
  .steps { grid-template-columns: 1fr 1fr; }
  .step { border-bottom: 1px solid var(--border); }
  .pillars { grid-template-columns: 1fr 1fr; }
  .two-col { grid-template-columns: 1fr; gap: 2.5rem; }
  .form-wrap { grid-template-columns: 1fr; gap: 2.5rem; }
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .info-blocks { grid-template-columns: 1fr 1fr; }
  .about-stat-row { grid-template-columns: 1fr 1fr; }
  .benefits-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  section { padding: 3.5rem 1.25rem; }
  .hero { padding: 4rem 1.25rem 3.5rem; }
  .page-hero { padding: 3rem 1.25rem; }
  .steps { grid-template-columns: 1fr; }
  .svc-grid { grid-template-columns: 1fr; }
  .pillars { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .info-blocks { grid-template-columns: 1fr; }
  .callout { padding: 2rem 1.5rem; }
  .col-accent { padding: 2rem 1.5rem; }
  .about-stat-row { grid-template-columns: 1fr 1fr; }
  .benefits-grid { grid-template-columns: 1fr; }
  .cta-btns { flex-direction: column; align-items: center; }
}